Expand Your Opportunities with Multistate Licensing
If you’ve already earned your Texas All-Lines Adjuster License—congratulations! That’s one of the best licenses in the country to have as a new or experienced claims adjuster. Why? Because Texas has what’s called reciprocity with many other states. But if you want to expand your reach and become eligible for more deployment opportunities across the U.S., there are a few key licensing strategies and facts you need to know.
At MileHigh Adjusters Houston, we make sure our students are not only prepared to work in Texas but are also educated on what it takes to scale their careers nationally.
Here’s what to know about adjuster licensing beyond the Lone Star State.
- Reciprocity: What It Is—and What It Isn’t
The Texas license is often referred to as the “golden ticket” because most other states accept it for reciprocity. This means if you’re licensed in Texas, you can apply for a license in another state without having to take another test—as long as that state recognizes Texas.
However, reciprocity doesn’t mean “automatic.” You still have to apply to that state’s department of insurance, pay a fee, and sometimes complete fingerprinting or background checks. But it’s much easier than starting from scratch.
✅ Texas offers reciprocity with 30+ states, including:
- Florida
- Oklahoma
- Louisiana
- Indiana
- North Carolina
- South Carolina
- Mississippi
…and many more.
-
Non-Reciprocal States: Where You’ll Need More
There are a few states that do not honor Texas reciprocity. These include:
🚫 California – Requires its own exam and training
🚫 New York – Requires a sponsor and their own exam
🚫 Hawaii – Has a unique licensing process
🚫 Alaska – Separate requirements apply
🚫 Arizona – No licensing, but still good to be prepared
If you plan to work in these states—or want to stay competitive when nationwide deployments happen—it’s a smart move to start your licensing process now.
-
How to Apply for Insurance Licenses in Other States
Here’s a step-by-step approach to expanding your license reach:
- Start with Texas (which we help you earn in our Boot Camp).
- Use NIPR.com or Sircon.com to apply for reciprocal licenses in other states.
- Prioritize storm-prone states like Florida, Louisiana, and the Carolinas.
- Stay organized with a spreadsheet of expiration dates and renewal requirements.
- Update your staffing firm profiles to reflect your multistate licensing—it boosts your chance of getting deployed.
- Why Multistate Licensing Matters
You may think one license is enough, but when a storm hits, firms are looking to deploy adjusters who are already licensed in that state. If you’re not, you could miss your shot. And while emergency licenses are sometimes issued, there’s no guarantee—and it could be too late to get on the list.
💡 Pro Tip: Start with a top-5 storm state list and add licenses as you grow.
- How We Help at MileHigh Adjusters Houston
When you train with MHAH, we go beyond just helping you earn your Texas license.
We:
✅ Educate you on reciprocity and multistate licensing
✅ Walk you through how to apply for additional licenses
✅ Share best practices to track, renew, and maintain them
✅ Show you how to present your licenses to staffing firms professionally
Ready to Expand Your License and Career?
If you’re serious about a long-term career as a property claims adjuster, multistate licensing is key. We’ll help you get started with your Texas license, and show you how to expand from there—strategically, affordably, and efficiently.
📍 Hands-On Boot Camps in Houston, TX
📅 Courses held monthly
🛠 Includes Xactimate, field training, and license prep
🌐 www.milehighadjustershouston.com
📞 281-741-8505
More licenses = more opportunities.
Let’s make sure you’re ready—wherever the storm takes you.
MileHigh Adjusters Houston
We Train the Special Forces of Adjusters!