Claims adjusters investigate insurance claims — interviewing claimants and witnesses, reviewing police and hospital records, and examining property damage to determine the extent of the insurance company’s liability. Most adjusters handle either property claims or liability claims, though “Multi-Line” adjusters handle both. All-Lines Adjusters — the license we train for — can manage an even broader range, including Professional Liability, Excess Liability, Physicians and Surgeons Liability, Aircraft Liability/Hull, Inland Marine, Ocean Marine, Boiler and Machinery, Farm and Ranch, and various types of Bond Losses.
During a catastrophic event, an Independent Insurance Claims Adjuster can earn $1,000 or more per day by diligently assessing and estimating claims. The role involves contacting and meeting with the insured, conducting thorough damage inspections, and preparing and submitting estimates to insurance companies — with payment following once the process is complete. The $1,000 daily figure is actually a conservative estimate — efficient adjusters often earn more than double that during major catastrophic events.
To excel in this field, you’ll benefit from a working knowledge of insurance policies, the physical ability to conduct property inspections — including evaluation, measurement, and photo documentation — and comfort using Xactimate, the computer program we train you on. Adjusters may also be required to climb roofs as part of the job. The role blends office and fieldwork, with potential out-of-town travel, and workweeks can vary significantly — sometimes requiring evening or weekend meetings with clients, or a heavier workload responding to claims during natural disasters and severe weather events.
Absolutely. Our training program is built to give you the knowledge and hands-on skills needed to become a proficient adjuster — not just a licensed one. Our aim is to send you out the door with the confidence to handle the entire insurance claims process, from start to finish, guided by highly experienced instructors. And your skills will keep growing from there — real field experience is where everything you learn in class really clicks into place.
As a Licensed Independent Adjuster (IA), you won’t work directly for an insurance company — you’ll work with Adjusting Firms. These firms hold contracts with insurance companies and assign you claims as they come in. This license opens the door to a wide range of specialized work, including residential and commercial property, auto, marine, flood, and fire claims — making it one of the most versatile licenses in the industry.
After completing our 14-day course, obtaining your license is straightforward: submit your application along with the certificate of completion we provide, then complete a background check and fingerprinting through IdentoGO. Your receipt number gets uploaded to Sircon, the platform the Texas Department of Insurance (TDI) uses to administer licensing. From there, your license is typically accessible in your Sircon portal within about 48 hours. The Texas license is especially valuable — it’s honored in 43 states, giving you far more flexibility than a single-state license would.
Once you complete the course, MileHigh Adjusters Houston provides you with a curated list of 500 firms — including 350+ staffing firms, plus public adjusting firms and insurance carriers — and guides you in adding your name to their rosters. Expect calls when daily claims arise in your area or during storm events. You can also work as an Xactimate professional, entering information for external adjusters. With your All-Lines Adjuster License, the career path is yours to shape — from working solo as a “Storm Chaser” to traveling with a partner. As you gain experience, you’ll likely build ongoing relationships with preferred firms, but you’re always free to work as an Independent Adjuster for whoever you choose.
When a storm or major catastrophe hits, adjusters are typically deployed quickly — making hurricane season the prime window for newcomers to land their first job. Opportunities also open up during dry seasons, when fires or winter storms create demand. Even without major storms, you can start working daily claims right away — handling leaks, broken tiles, water damage, slip-and-falls, and more. Once you’ve completed just one assignment, selecting and managing your workload gets significantly easier.
You must be at least 18 years old to enroll, since enrollment requires signing a binding payment agreement. Beyond that, no specific skills or tools are required for the class, but you will need a laptop with a mouse to use the Xactimate estimating software — see the “Details” section on our Xactimate class page for full system requirements. A construction background or general computer proficiency can give you a head start, but our Claims Adjuster Boot Camp is built to teach everyone everything they need from the ground up. You’ll get comprehensive, start-to-finish instruction on handling claims, so you leave with the confidence and knowledge to excel from day one.
To sign up for our courses, navigate to the Training Academy tab. There you’ll find a link to our classroom courses under “Class Schedule & Registration.” Click on the course you want, adjust the quantity (in place of the zero), then click the green “Register Now” button, and you’ll be prompted to enter your profile information. Alternatively, you can call our office at 281-741-8505, and we’ll walk you through the sign-up process over the phone. Classes fill up quickly, so we recommend registering ahead of time to reserve your seat.
You have the flexibility to complete the 14-day course in segments and in either order. You can attend the first 4 days (the pre-licensing portion) in one scheduled session and the remaining 10 days in a later session — or do it in reverse, attending the 10-day boot camp portion first and returning the following month for the 4-day pre-licensing segment. Additionally, you have the option to take the entire 10-Day Boot Camp online, along with the Texas Pre-Licensing course (or any other state’s Pre-Licensing course nationwide). To arrange your preferred schedule, please contact our office by phone.
Pricing depends on which package fits your goals. The 10-Day Claims Adjuster Boot Camp — our core training — is $1,000. Add the 4-Day Pre-License course for the 14-Day package at $1,200 (a $50 savings over booking them separately). Add the Contents Course instead for the 12-Day package at $1,300 (a $100 savings). Or combine all three — Boot Camp, Pre-License, and Contents — for the full 16-Day package at $1,500, saving $150 over individual pricing. Prefer to learn at your own pace? The 10-Day Claims Adjuster Boot Camp is also available as a Video Online Course for $500 — significantly less than the in-person price.
MileHigh Adjusters Houston offers a Flexible Enrollment Plan, so you can start your training without a financial strain. (Download Flexible Enrollment PDF)
For online classes, we also offer payment plans through Affirm — pay at your own pace, with no fees. (Learn More About Affirm Payment Plans)
Flexible Enrollment Plan:
1. Flexible Start Option
This option lets you reserve your spot without a large upfront payment, keeping your enrollment flexible.
2. Progressive Payment Path
This gradual structure eases you into the course and lets you manage payments step by step.
3. Easy Payment Plan Option
Important: To set up a payment plan, please contact us by phone. Our website doesn’t currently support partial payments.
Late Payment Fee: $5 per day, applied after a 3-day grace period.
If you have any further questions about these payment options, don’t hesitate to reach out — we’re happy to help you find the plan that fits.
Refund and Cancellation Policy (effective for all courses — online & in-person):
In-Person Courses: A $500 cancellation fee applies to any in-person course cancellation. Refunds, less this fee, are issued only if cancellation is made at least 7 calendar days before the first day of class. Rescheduling is allowed based on seat availability. No refunds are given for no-shows or failure to meet course requirements. Refunds are processed within 10 business days of approved cancellation.
Online Courses (Self-Paced): A $250 cancellation fee applies to all online/self-paced course cancellations. Refunds, less this fee, are issued only if cancellation is requested within 7 days of purchase and the course has not yet been accessed. Once a course has been accessed, no refunds will be issued. Course transfers or rescheduling are not available for online courses.
For any refund or cancellation questions, contact James or Mark at 281-741-8505 or info@milehighadjustershouston.com.
Yes — the 10-Day Claims Adjuster Boot Camp is available as a Video Online Course for $500, letting you train from anywhere on your own schedule. We also offer totally online pre-licensing courses for every state that requires an adjuster license — visit our Online Learning Center and explore our offerings in the Course Catalog. Bundle the online Boot Camp with any state’s online licensing course, and the licensing course is just an additional $100.
To find information on the next scheduled class and browse through upcoming courses, navigate to the Training Academy tab. and click on ‘Class Schedule & Registration’ to access our course schedule. We always keep two months’ worth of courses and classes available on our site. For additional future class and course dates, please contact our office at 281-741-8505. We continually update our offerings, so be sure to check back for upcoming dates.
Experience isn’t required to become an insurance claims adjuster, but you must be at least 18 years old. To obtain a Texas adjuster license, you have two options: a) pass the state exam on your own, or b) complete a certified pre-licensing course, like the one we offer. A certified course covers 40 hours of in-class study and includes an approved daily exam. Studying independently for the state exam can be time-consuming, expensive, and notoriously difficult to pass on the first try — making our course the more cost-effective, efficient, and practical path. Our courses are also led by experienced, licensed adjusters, giving you a more thorough, hands-on learning experience.
Our in-person Texas All-Lines Adjuster pre-licensing course satisfies every requirement to apply for your adjuster license — no additional testing or coursework needed. You’ll simply complete the application (included in your course materials) with the Texas Department of Insurance, which Sircon administers. You’ll also need to schedule an appointment with IdentoGO for fingerprinting and a background check; IdentoGO and Sircon sync this information automatically, and you’ll receive a payment receipt from IdentoGO. Once your information is uploaded to Sircon, you’ll pay the licensing fee — currently $50 every 2 years for the Texas license (fees vary by state for other licenses). Note: your first renewal period may be shorter than 2 years, since your license term aligns to your birthdate from day one. After that, your license renews every 2 years on your birthdate.
Sircon (or NIPR, depending on your state) typically processes adjuster license applications quickly — usually within 48–72 hours — so checking your status usually isn’t necessary. The exception is if your background includes a prior felony: in that case, a designated reviewer at your state’s Department of Insurance is assigned to your file, examining court documents and the surrounding circumstances to determine your eligibility. If this applies to you and you’re licensing in Texas, you can contact TDI directly — either through the adjuster licensing email option on Sircon’s website, or by calling TDI at (512) 322-3503. For other states, contact that state’s Department of Insurance directly.
The following states, plus the District of Columbia, don’t typically require an adjuster license: Colorado, DC, Illinois, Kansas, Maryland, Massachusetts, Missouri, Nebraska, New Jersey, North Dakota, Ohio, Pennsylvania, South Dakota, Tennessee, Virginia, and Wisconsin. That said, insurance carriers may still require residents of these states to hold a license before trusting them to handle large volumes of claims. Because of that — and because it’s honored in 43 other states — the Texas All-Lines license is the most practical choice for most adjusters. For a full state-by-state breakdown, refer to the materials provided during our course.
We hear this question a lot, and honestly, we’ve asked it ourselves. Independent claims adjusting has long been one of the insurance industry’s best-kept secrets — a lucrative, largely undiscovered career path. Most people simply don’t know where to get licensed or how to break into the ranks of the hundreds of thousands of active adjusters nationwide. Because it’s such a profitable field, those already in it tend to share the opportunity quietly, mostly with friends and family — which has created a real shortage of adjusters, especially during severe weather seasons. Career adjusters often retire comfortably, and that steady turnover keeps opening doors for newcomers, who are always welcome in this profession.
Yes, we’re registered with the Texas Department of Insurance (TDI) as an accredited provider. MileHigh Adjusters Houston follows all state statutes and works directly with TDI to license and train adjusters. Our provider number is 164001 — the best reference if you’d like to confirm our status with TDI yourself. We maintain strict compliance standards to ensure MileHigh Adjusters Houston remains a top-quality educational provider.
Yes — see our Refund and Cancellation Policy for details on fees, deadlines, and processing times.
Take the first step toward launching your successful career as a property claims adjuster. Whether you prefer hands-on, in-person training or the flexibility of online learning, our industry-leading courses will equip you with the skills, knowledge, and confidence needed to succeed. Choose your path and start your journey today!
