Frequently Asked Questions

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Claims adjusters investigate insurance claims, engaging in interviews with claimants and witnesses, reviewing police and hospital records, and examining property damage to ascertain the extent of the company’s liability. They manage both “property claims” and “liability claims.” Some adjusters, known as “Multi-Line” adjusters, handle both types, while “All Lines Adjusters” can manage a wide range of claims, including Professional Liability, Hospital Professional Liability, Excess Liability, Physicians and Surgeons Liability, Aircraft Liability/Hull, Inland Marine, Ocean Marine, Boiler and Machinery, Farm and Ranch, and various types of Bond Losses.

During a catastrophic event, an Independent Insurance Claims Adjuster can earn a daily salary of $1000 or more by diligently assessing and estimating claims. The adjuster’s responsibilities encompass contacting and meeting with the insured, conducting thorough inspections of the damage, and creating and submitting estimates to insurance companies. This comprehensive process concludes with the adjuster receiving timely payment. Notably, the $1000 daily figure is a conservative estimate, and efficient adjusters often have the potential to earn more than double that amount.

To excel in this field, you should possess knowledge of insurance policies, the physical capability to conduct property inspections (including evaluation, measurement, and photo documentation), and the ability to input information into a computer program, which we will provide training for. Additionally, adjusters may be required to climb roofs as part of their responsibilities. The role involves a blend of office and fieldwork, with potential out-of-town travel. Workweeks can vary significantly, often necessitating evening and weekend meetings with clients or responding to an influx of claims during natural disasters or severe weather events.

Certainly! Yes, indeed! Our training program is meticulously crafted to impart the knowledge and skills essential for becoming a proficient adjuster. We go beyond just obtaining a license – our aim is to provide you with the information and confidence necessary to handle the entire insurance claims process, from start to finish. With highly experienced instructors, we ensure your success in the class. Furthermore, your skills will naturally enhance as you gain valuable field experience.

As a Licensed Independent Adjuster (IA), your employment will be with Adjusting Firms. These firms hold contracts with insurance companies and will allocate assignments to you as they are received from the insurance companies. This license opens up a multitude of specialized job opportunities, including estimating for residential and commercial property, auto, marine, flood, fire claims, and more. It’s considered one of the most versatile licenses, providing you with a wide array of options in the field.

After completing our 14-day course, the process to obtain your license involves submitting the application along with the certificate of completion, which we provide upon successfully finishing the pre-licensing. Additionally, you will need to undergo a background check and fingerprinting through IdentoGO, with the receipt number to be uploaded to Sircon, the administrator for licensing by the Texas Department of Insurance (TDI). Following submission, your license is typically accessible via your Sircon portal within approximately 48 hours. Our comprehensive instructions ensure a smooth and expedited process. The Texas Department of Insurance license is highly regarded, granting you the flexibility to utilize it in 47 states.

MileHigh Adjusters Houston will provide you with a curated list of top-ranking adjusting firms and insurance companies. We assist you in adding your name to the rosters of these firms and actively recommend you to those seeking skilled and licensed adjusters. Expect calls from adjusting firms when daily claims arise in your area or during storm events. Additionally, you have the opportunity to work as an Xactimate professional, entering information for external adjusters. With an All-Lines Adjuster License, you can explore various career paths, from being a solo “Storm Chaser” to traveling with a companion. Choose the career path that aligns with your personality. After gaining experience on initial assignments, you’re likely to establish ongoing business relationships with preferred adjusting firms, though the choice remains yours to work as an Independent Adjuster for any company of your preference.

In the event of a storm or significant catastrophe anywhere in the nation, adjusters are typically deployed promptly. The prime time for newcomers to secure their first job is during hurricane season. Opportunities may also arise during dry seasons, such as when fires or winter storms occur. In the absence of major storms, you can engage in daily claims for insurance companies, handling a variety of issues like leaks, broken tiles, water damage, slip and falls, and more. Once you’ve completed at least one assignment, you’ll find it easier to select and manage your workload.

No specific skills or tools are necessary for the class, but you will require a laptop computer equipped with a mouse to utilize the Xactimate estimating software. Refer to the “Details” section on our Xactimate class page for specific System Requirements. While individuals with a construction background or computer proficiency may have an initial advantage, our Mile High Adjusters Houston Claims Adjuster Boot Camp course ensures that everyone learns everything essential to kick start their journey. We provide comprehensive instruction on handling claims from start to finish, instilling the confidence and knowledge needed to excel in the role from the outset.

To sign up for our courses, visit navigate to the Training Academy tab. There, you’ll find a link to our classroom courses at “Class Schedule & Registration.” Click on the course you want, add a qty (in place of the zero), then click the green “Register Now” button, and you’ll be prompted to input your personal profile information. Alternatively, you can call the MileHigh Adjusters Houston office at 281-741-8505, and we can assist you with the sign-up process over the telephone. As classes fill up quickly, we recommend signing up ahead of time to reserve your seat.

You have the flexibility to complete the course in segments. For the 14-day class, you can attend the first four days (the pre-licensing portion) during one scheduled course and then take the remaining ten days in another month during another scheduled course set. Conversely, if you opt for the 10-day Boot Camp, you can take it in one month and return the next month to complete the remaining four days of pre-licensing. Additionally, you have the option to take the entire 10-day Boot Camp online, along with the Texas Pre-Licensing course (or any other state Pre-Licensing course nationwide). To make arrangements for your preferred schedule, please contact our office by phone.

The comprehensive course package, which includes the Texas All-Lines Adjuster Pre-License class (4-Days), Fundamentals of Xactimate (4-Days), Scoping The Claim (2-Days), and Claims Proficiency (2.5-Days), is available for a total cost of $1695.00. Alternatively, each class can be taken individually based on your schedule, with the following individual costs: Texas All-Lines Adjuster Pre-License at $425.00, Fundamentals of Xactimate at $695.00, Scoping The Claim at $605.00, or Claims Proficiency at $695.00 (totaling $2420). The advantage of the 14-day package at $1695 is evident! Similarly, the 10-Day Claims Adjuster Boot Camp Package is available at a total cost of $1595, a reduction from the individual pricing total of $1995.00. Additionally, we offer the 10-Day Claims Adjuster Boot Camp as a Video Online Course at the same price of $1595.

MileHigh Adjusters Houston offers a Flexible Enrollment Plan that gives you the flexibility to kickstart your learning journey without financial strain.

For online classes, we also offer payment plans with Affirm. Pay at your own pace without any fees.

Flexible Enrollment Plan:

1. ** Flexible Start Option: **

   – Initial Payment: $895

   – Remaining Balance: Settle upon your arrival

 This plan provides flexibility and convenience, allowing you to reserve your spot without a significant upfront payment. Secure your enrollment while maintaining financial flexibility.

2. ** Progressive Payment Path: **

   – Down Payment: $895

   – Before Class or Upon Arrival: Prior to the start of the class, or upon arrival, make a payment of $395.

   – Following Month: Comfortably pay the remaining balance one month after finishing your course.

   This gradual payment method ensures a smooth transition into the course and provides you with the opportunity to manage your payments step by step.

3. **Easy Payment Plan Option: **

   – For 10-Day Deployment Boot Camp:

      – Down Payment: $895

      – Monthly Installments: $225 for 4 months

      – Processing Charge: $200 (spread over 4 months & built into the $225 per month charge)

   – For 14-Day Adjuster Licensing and Deployment Boot Camp:

      – Down Payment: $895

      – Monthly Installments: $200 for 5 months

      – Processing Charge: $200 (spread over 5 months & built into the $200 per month charge)

   Important: To choose a payment plan, please contact us by phone to enroll. Our website does not support partial payments currently.

**Late Payment Fee: **

– $5 per day (Applied after a 3-day grace period)

If you have any further inquiries or require additional information about these payment options, please don’t hesitate to get in touch with us. We’re here to assist you in selecting the plan that best suits your needs.


A fee of $500 will apply for any cancellation. Refunds for Academy Classes less the cancellation fee will ONLY be refunded if the student cancels 7 days prior to the first day of class. Any student rescheduling will be subject to availability. No refunds will be given for non-attendance or failing class requirements. Refunds will be processed within 10 days of cancellation. Please contact Chris at: 281-741-8505, or email: for any questions regarding fees and cancellations.

Yes, we offer the 10-Day Claims Adjuster Boot Camp as a Video Online Course, providing you with the flexibility to access training from any location. The Texas All-Lines Adjuster Pre-License class and other individual courses are also available online, allowing you to tailor your learning experience to your schedule. Additionally, for adjuster pre-licensing courses nationwide, visit our Online Learning Center and explore our offerings in the Course Catalog.

To find information on the next scheduled class and browse through upcoming courses, navigate to the Training Academy tab. and click on ‘Class Schedule & Registration’ to access our course schedule. We always keep two months’ worth of courses and classes available on our site. For additional future class and course dates, please contact our office at 281-741-8505. We continually update our offerings, so be sure to check back for upcoming dates.

Experience is not a prerequisite for working as an insurance claims adjuster. To obtain an insurance adjuster license in Texas, you can choose either of the following options outlined by the Texas Department of Insurance: a) Successfully complete the state exam, or b) Complete a certified insurance adjuster pre-licensing course, such as the one we offer. A certified pre-licensing course involves 40 hours of in-class study and the administration of an approved daily exam. Learning the required information on your own can be time-consuming and expensive, especially considering the notoriously challenging state exams. The most cost-effective, efficient, and practical choice is to take our course. Additionally, our courses, led by experienced, licensed adjusters, offer a more comprehensive learning experience.

The adjuster pre-licensing course satisfies all the requirements necessary to apply successfully for an adjuster license. You simply need to complete the application, provided within our course materials, with the Texas Department of Insurance (Sircon administers the Texas All-Lines Adjuster Licensing program). There is no additional testing or coursework required. Additionally, you will need to schedule an appointment with a company named IdentoGO to complete your fingerprints and undergo a background check. IdentoGO and Sircon synchronize this information, and you will receive a payment receipt from IdentoGO. After uploading your information to Sircon, you will also need to pay the licensing cost, which is currently $50 for every 2 years. Please note that in the first year, the license duration goes to your birthdate, potentially shortening your first 2-year period. Subsequently, your adjuster license always expires on your birthdate every 2 years from then on.

While Sircon typically processes adjuster license applications swiftly, usually within 48-72 hours, it’s usually not necessary to check the status given the speed of their administration. However, if your situation involves a previous felony, a designated person at the Texas Department of Insurance (TDI) is assigned to your case. This individual reviews court documents and considers all circumstances related to your case to determine your eligibility. In such cases, you may contact TDI for updates on the progress of your adjuster license application. To get in touch, you can visit Sircon’s website and find the adjuster licensing section for email options, or you can simply call TDI at (512) 322-3503.

To the best of our knowledge, the following jurisdictions, including states and the District of Columbia, do not typically require an adjuster license to operate: Colorado, District of Columbia, Illinois, Indiana, Iowa, Kansas, Maryland, Missouri, Nebraska, New Jersey, North Dakota, Ohio, Pennsylvania, South Dakota, Tennessee, Virginia, and Wisconsin. However, it’s important to note that insurance carriers may still require residents of these jurisdictions to hold a license before entrusting them with the handling of millions of dollars in insurance claims on a weekly basis. Opting for the Texas state license is the most practical choice, as it aligns with national insurance standards and can be used in 44 states. For a comprehensive list of each state and its licensing requirements, you can refer to the information provided during our course.

We frequently encounter this question, and we’ve pondered it ourselves. The independent claims adjusting career has often been kept under the radar. It’s an exciting, lucrative, and relatively undiscovered niche within the insurance industry. Many individuals are unaware of where to obtain the necessary license or how to join the ranks of the hundreds of thousands of active adjusters. Being an independent claims adjuster offers a lucrative source of income. Consequently, those already in the industry tend to share this information selectively with friends and family. This limited sharing has resulted in a shortage of adjusters, particularly during seasons with adverse weather conditions. Career adjusters frequently retire in wealth and luxury, creating opportunities for newcomers who are always welcomed into the profession.

Yes, we are registered with the Texas Department of Insurance (TDI) as an accredited state provider. MileHigh Adjusters Houston adheres to the rules dictated by the state statutes, working in conjunction with TDI to license and train adjusters. Our provider number is 164001, serving as the best identification reference for you to confirm our status with TDI. We have undergone a stringent regimen of compliance guidelines to ensure that MileHigh Adjusters Houston is a top-quality educational provider.