Deciding how you want to work as an insurance adjuster is one of the most important career choices you’ll make. Should you go solo as an independent adjuster—or join forces with an adjusting firm?
At MileHigh Adjusters Houston (MHAH), we’ve trained and supported thousands of adjusters across both paths. The truth is, there’s no one-size-fits-all answer—but there are some clear advantages and trade-offs to consider.
Here’s a breakdown to help you weigh your options and make the best choice for your goals.
👤 Working Independently
✅ Pros:
- Full Control of Your Schedule
Work when you want, where you want. - Higher Income Potential
You keep 100% of your fees—no firm cuts. - Build Your Own Brand
Grow a personal business and reputation. - Direct Client Relationships
Create your own client base and loyalty.
❌ Cons:
- No Guaranteed Work
You’ll need to hustle to find consistent jobs. - You’re the Admin Team
Marketing, accounting, licensing—it’s all on you. - Lack of Built-in Support
No firm to lean on for tech issues or mentorship. - Higher Start-Up Costs
Expect to invest in tools, software, and insurance.
🏢 Working with a Firm
✅ Pros:
- Reliable Claim Volume
Firms already have client contracts in place. - Support & Mentorship
Work within a team with guidance from experienced pros. - Less Administrative Hassle
Firms usually handle billing, marketing, and logistics. - Credibility Boost
Work under a recognized name, with access to better tools.
❌ Cons:
- Less Flexibility
Work schedules, locations, and assignments may be dictated. - Shared Earnings
Firms take a percentage of your pay. - Limited Personal Branding
Your name may come second to the firm’s. - Firm Culture Matters
Not all teams or leadership styles will be the right fit.
⚖️ So, Which One’s Right for You?
Both tracks can lead to success—it just depends on your style and goals.
Choose independent if you’re:
- Entrepreneurial
- Comfortable with uncertainty
- Focused on long-term personal growth
Choose firm-based work if you’re:
- Seeking structure and mentorship
- Looking for consistent deployments
- More interested in adjusting than running a business
At MileHigh Adjusters Houston, we prepare you for either path—with real-world training, career coaching, and post-course guidance to help you succeed, whether you fly solo or work with a team.
🚀 Ready to Take the Next Step?
📍 MileHigh Adjusters Houston – Training the Special Forces of Adjusters
📚 Online & In-Person Adjuster Boot Camps
💡 Career Support, Real-World Training, and Ongoing Guidance
🌐 www.milehighadjustershouston.com
📞 (281) 741-8505
Discover An Exceptional Standard of Training with MileHigh Adjusters Houston!